Finance

Community Land Trust Calculator

Calculate subsidized purchase prices and affordability metrics for community housing organizations.

Model sustainable affordable housing. Calculate subsidized purchase prices, ground lease fees, and long-term equity caps for your community land trust properties.

Initial Purchase Setup

Resale Restriction Terms

Required Initial Subsidy

$140,000

(40.0% of Market Value)

This represents the gap between the fair market value and the target affordable price for a 80% AMI household.

Resale Projection (Year 10)
Est. Open Market Value (3% gr/yr)$470,371
Max Allowable Resale Price$255,989
Seller's Earned Equity+$45,989
Preserved Affordability Subsidy

$214,382

Value retained in the home to subsidize the next lower-income buyer.

Frequently Asked Questions about Community Land Trust Calculator

What is a Community Land Trust (CLT)?

A CLT is a nonprofit organization that maintains ownership of the land while selling the house to a lower-income buyer, ensuring long-term affordability.

What is an equity cap?

To keep the home affordable for the next buyer, CLT homeowners agree to an equity cap, which limits how much profit they can make when selling the home.

How does OrgSets manage CLTs efficiently?

OrgSets provides robust CRM tools to track homeowner compliance, manage waiting lists, and collect monthly ground lease payments.

Built by OrgSets

Manage your CLT efficiently.

OrgSets provides robust CRM tools to track homeowner compliance, manage waiting lists, and collect lease payments.

No credit card required.